09-08-2006, 09:51
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חבר מתאריך: 08.08.06
הודעות: 6
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They pay in full
I have had a car being stolen and another car being total-lost.
Stolen car: they pay IN FULL, based on mehiron, regardless of the condition the car was in or the number of kilometers the car was driven. In you had a previous ירידת ארך then they will decrease the payment by the same percent.
Total-lost: basically they pay in full, regardless of kilometers, but reducing any previous ירידת ארך as they do with a stolen car. BUT, if there is a visible problem, not related to the direct damage, then they might reduce the amount (I had a broken dash-board and they actually paid me less).
Hope this helps!
Another comment, if your car is stolen, you will probably be called to police, where they will treat you as if you are a criminal, who is trying to scam insurance.
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